V12 Sports and Classics Ltd Finance

Car Finance

We work with many trusted, industry leading, multi-award winning finance partners who specialize in providing highly competitive vehicle finance packages. We can tailor a finance agreement for you regardless of whether you are a private individual or a business-user.

Financing the purchase of your new car can be arranged quickly and easily with our in-house team of Finance Specialists using a panel of lenders such as Motonovo, Santander Consumer Finance, and many more, with typical rates around 6.95% (Flat rate). The application process is simple and a decision can be given almost instantly regardless of your credit history.


Finance Options available to you

If you choose to pay for your car with a Hire Purchase Agreement, you will normally pay an initial deposit and pay off the balance finance amount in monthly installments. When all the payments are made, the Hire Purchase Agreement ends and you own the car.

Personal Contract Purchase (PCP). This is like a Hire Purchase Agreement as you will usually pay an initial deposit followed by monthly installments. At the start of your PCP Contract a Guaranteed Future Value of the car is estimated. This is the cars expected value when the contract ends The money you are borrowing is the difference between the value of the car now and what it will be worth at the end of the contract, this is the cars depreciation. You pay this difference in monthly installments.

Once your monthly payments are finished, you’ll have three options:

1. Buy the car by paying the final balloon payment (the Guaranteed Future Value)

2. Hand the car back - your finance company has already predicted the Guaranteed Future Value of the car, so handing the car back will settle the deal.

3. Part exchange for a new car.

We can arrange finance at our Indoor showrooms conveniently located in Hinckley near Leicester, Stoke-On-Trent and our new showroom in Wolverhampton. Simply choose a vehicle from our stock list and click the Car Finance Checker link to be able to complete the free finance check.

Benefits of funding with us:​

Little to No Deposit - Keeps personal or business cash available

Fixed monthly payment - makes budgeting simple

Assets - you gain ownership of the car at the end of the contract

First payment taken after 60 days of signing the agreement (terms and conditions apply)

✔ Control - you decide the deposit, you decide the term

✔ Flexibility - doesn't compromise your other lines of credit

✔ Specialist finance company deals such as discount shopping


Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. Due to the many factors involved in car finance companies making their decisions, we can't guarantee being able to obtain a loan at the quoted rates / prices. Our staff will always try to obtain the best deal for you based on all of your circumstances.